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Coop savings and loans

Apply for savings, request a loan and track amortization

4 min read·Updated Oct 2026

1Your Coop profile

The Coop module is your personal cooperative account: savings balance, monthly deduction and loan records.

  1. Open Coop to see Total Savings Balance and Monthly Deduction.
  2. Click Apply for Savings and set the Monthly Deduction Amount (PHP) plus an optional note or purpose.
  3. Change an existing plan with Edit Savings Settings (Deduction Frequency) — edits create a Change Request Pending until an admin approves.

2Apply for a loan

Loans follow a fixed set of types and terms so repayment stays predictable.

  1. Click Apply for Loan.
  2. Choose a Loan Type: Personal, Emergency, Appliance or Educational Loan.
  3. Enter Amount Requested (PHP), Terms (Months) and the purpose or notes, then submit.
  4. Upload evidence with Submit Requirements — PNG, JPG, PDF or DOC up to 10MB each.
Bee’s tipA loan card shows Principal, Balance, Mo. Amortization, Terms and Maturity Date once active.

3Statuses to know

Applications move Pending → For Requirements (you still owe documents) → Active, or end at Rejected. The card warns “Please submit required documents” until requirements are in.

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